Generating a quote

There are three types of underwriting journeys:

Standard journey	Simplified custom journey	Custom journey
€0 to €50 million in revenue	€50 to €150 million in revenue	€150 million to €2 billion in revenue
Conditions: 1. External scan (> 60/100) 2. 5 coverage conditions	Conditions: 1. External scan (> 60/100) 2. ≈ 10 coverage conditions	Condition: 1. Questionnaire and/or risk assessment call
You are fully self-sufficient to get a quote in 2 minutes	You are fully self-sufficient to get a quote in 2 minutes	An underwriter provides you with a pricing proposal

Standard journey

This journey is for companies with revenue between €0 and €50 million. You are self-sufficient to design the insurance project, get an instant quote, and send the contract for signature from the Broker Space. The conditions are:

1. External scan score above 60/100: the external scan is automatically started as soon as the study begins, to assess your client's security level.

2. Validation of 5 coverage conditions: data collection, existence of a parent company, subsidiaries outside the EEA, backups in place, and antivirus in place.

Simplified custom journey

This journey is designed for companies with revenue between €50 and €150 million. Like the standard journey, you are 100% self-sufficient to get an instant quote. The conditions are:

1. External scan score above 60/100.

2. Validation of around 10 coverage conditions, which may vary depending on your client's industry: data collection, existence of a parent company, subsidiaries outside the EEA, backups in place, antivirus in place, remote access via VPN, mailbox authentication via MFA, etc.

Moving to a custom underwriting process reviewed by our underwriting team can be considered in certain specific cases.

Custom journey

This journey is for companies with revenue between €150 million and €2 billion, as well as those whose posture is deemed higher risk. Our underwriting and cybersecurity teams support you throughout this personalized study.

For custom underwriting, you are asked to share information about your client's risk posture in one of two ways:

1. Questionnaire: share the underwriting questionnaire with your client by email (financial and IT managers) or add one from another insurer.

2. Risk assessment meeting: schedule a one-hour meeting with your client, our underwriting and/or cyber team, and yourself.