# How to reduce the insurance deductible?

Installing Stoïk Protect tools entitles you to a 25% discount on your insurance deductible once all the tools are either installed, or marked as irrelevant.

To indicate that a tool is irrelevant for your infrastructure, simply check `This tool is not relevant` in the relevant tool's tab.

<figure><img src="/files/htKV7LcDFgRsdfCTruVb" alt=""><figcaption></figcaption></figure>

Once your tools are categorized as such, you automatically benefit from a 25% discount on your insurance deductible, and you will no longer receive reminders about their installation.

This discount is applied immediately in the event of a claim. No specific notification or document is issued by Stoïk.

{% hint style="info" %}
The discount will only be applicable if Stoïk's tools are used.

For instance, if another phishing tool is used but Stoïk's is not, discount won't apply.
{% endhint %}


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