> For the complete documentation index, see [llms.txt](https://docs.stoik.io/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.stoik.io/onboarding/deductible.md).
# Reducing the deductible
Installing Stoïk Protect tools entitles you to a 25% discount on your insurance deductible once all the tools are either installed, or marked as irrelevant.
To indicate that a tool is irrelevant for your infrastructure, simply check `This tool is not relevant` in the relevant tool's tab.
Once your tools are categorized as such, you automatically benefit from a 25% discount on your insurance deductible, and you will no longer receive reminders about their installation.
This discount is applied immediately in the event of a claim. No specific notification or document is issued by Stoïk.
{% hint style="info" %}
The discount will only be applicable if Stoïk's tools are used.
For instance, if another phishing tool is used but Stoïk's is not, discount won't apply.
{% endhint %}
---
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